 | Obama's Plan to Cover Uninsured Americans:
Obama will make available a new national health plan to all
Americans, including the self-employed and small businesses,
to buy affordable health coverage that is similar to the plan
available to members of Congress. The Obama plan will have the
following features:
- Guaranteed eligibility. No American will be turned away
from any insurance plan because of illness or pre-existing
conditions.
- Comprehensive benefits. The benefit package will be
similar to that offered through Federal Employees Health
Benefits Program (FEHBP), the plan members of Congress have.
The plan will cover all essential medical services,
including preventive, maternity and mental health care.
- Affordable premiums, co-pays and deductibles.
- Subsidies. Individuals and families who do not qualify
for Medicaid or SCHIP but still need financial assistance
will receive an income-related federal subsidy to buy into
the new public plan or purchase a private health care plan.
- Simplified paperwork and reined in health costs.
- Easy enrollment. The new public plan will be simple to
enroll in and provide ready access to coverage.
- Portability and choice. Participants in the new public
plan and the National Health Insurance Exchange (see below)
will be able to move from job to job without changing or
jeopardizing their health care coverage.
- Quality and efficiency. Participating insurance
companies in the new public program will be required to
report data to ensure that standards for quality, health
information technology and administration are being met.
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http://www.barackobama.com/issues/healthcare/ |
It puts the consumer in the driver's seat by offering more
choices and lowering costs. If you're one of the tens of million Americans
without coverage or if you don't like the coverage you have, you will have
a choice of plans to pick from and that coverage will be affordable. Of
course, if you like the plan you have, you can keep it.
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Affordable: Unlike the current health system
where insurance premiums send people into bankruptcy, the plan provides
tax credits for working families to help them cover their costs. The tax
credits will ensure that working families never have to pay more than a
limited percentage of their income for health care.
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Available: No discrimination. The insurance
companies can't deny you coverage if you have a pre-existing condition.
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Reliable: It's portable. If you change or lose
your job, you keep your health care. |
http://hillaryclinton.com/issues/healthcare/
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